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Jinu
RealPoor Guru
Joined: 11 Oct 2002
Posts: 2396
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 Posted: 11/30/03 - 18:54 Post subject: Car Insurance question
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How much do you pay? I was paying ridiculously little before for only liability on a crappy Volvo, but now that I get full coverage I'm paying a little over $2000 for a 2002 VW Jetta that I have on financing.
Almost perfect driving record except for a failure to stop at a stop sign ticket I got years ago. And I am 26.
Isn't that like f*****g too expensive?
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Nemo
RealPoor Guru
Joined: 05 Jan 2003
Posts: 2202
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Posted: 11/30/03 - 18:58 Post subject: Re: Car Insurance question
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| Jinu wrote: | How much do you pay? I was paying ridiculously little before for only liability on a crappy Volvo, but now that I get full coverage I'm paying a little over $2000 for a 2002 VW Jetta that I have on financing.
Almost perfect driving record except for a failure to stop at a stop sign ticket I got years ago. And I am 26.
Isn't that like f*****g too expensive? |
nope. but call Geico in 15 mins you could be saving 15%.
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Spitulski
RealPoor Guru
Joined: 23 Nov 2002
Posts: 4344
Location: Washington
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Posted: 11/30/03 - 19:03 Post subject:
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I pay $250 a month at 18 with a perfect driving record and two safety courses under my belt. It was over $300 when I was first quoted.
f*****g blows, I hate State Farm so much.
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Jinu
RealPoor Guru
Joined: 11 Oct 2002
Posts: 2396
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Posted: 11/30/03 - 19:07 Post subject:
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Geico is almost $100 more per year.
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Nemo
RealPoor Guru
Joined: 05 Jan 2003
Posts: 2202
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Posted: 11/30/03 - 19:08 Post subject:
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Tamena
RealPoor Sensei
Joined: 13 Oct 2002
Posts: 1764
Location: New Joisey!
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Posted: 11/30/03 - 20:23 Post subject:
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good god...
I pay $700 a year on a 2004 Aztec...full coverage, 300/300/500k
$250 deductable on comp and collision and rental coverage if something happens....
Draggyn's van is another $300 and The Redneck's car adds $325 to the policy
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Nemo
RealPoor Guru
Joined: 05 Jan 2003
Posts: 2202
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Posted: 11/30/03 - 20:28 Post subject:
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| TamenaEverlost wrote: | good god...
I pay $700 a year on a 2004 Aztec...full coverage, 300/300/500k
$250 deductable on comp and collision and rental coverage if something happens....
Draggyn's van is another $300 and The Redneck's car adds $325 to the policy |
but in plain engrish....you have tits.
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Akronn
RealPoor Master of Posts
Joined: 11 Oct 2002
Posts: 8752
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Posted: 11/30/03 - 20:28 Post subject:
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I'm paying $110 a month for my 2003 Malibu, I'm 25 and have one ticket on my record as well.
My S10 before then was something like $77 a month... a pretty damn good price considering I was 21.
I couldn't fathom paying 2k or more a year, that's a huge ripoff.
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kireol
RealPoor Master of Posts
Joined: 02 Aug 2003
Posts: 9517
Location: Royal Oak, MI
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Posted: 11/30/03 - 20:31 Post subject:
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$167/month on my 04 ram. Full coverage with 250 ded and towing/rental/etc. 32 with a clean record
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Kaladam
Sir Postalot
Joined: 11 Oct 2002
Posts: 1110
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Posted: 11/30/03 - 20:32 Post subject:
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When I was 17 I was paying something like 1500 a year for a lexus rx300 in Boston. You're getting bigtime ripped off
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Nemo
RealPoor Guru
Joined: 05 Jan 2003
Posts: 2202
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Posted: 11/30/03 - 20:33 Post subject:
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| Akronn wrote: | I'm paying $110 a month for my 2003 Malibu, I'm 25 and have one ticket on my record as well.
My S10 before then was something like $77 a month... a pretty damn good price considering I was 21.
I couldn't fathom paying 2k or more a year, that's a huge ripoff. |
ok so you pay 1350
kireol pays 2004
he pays roughly 2000
different states different rates.
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Akronn
RealPoor Master of Posts
Joined: 11 Oct 2002
Posts: 8752
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Posted: 11/30/03 - 20:38 Post subject:
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Kireol and I are from the same state. For his vehicle, his rate is fine. I'm just saying on a car like mine or a Jetta (4-door, 5-passenger family sedans), 2k is ridiculous.
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Tamena
RealPoor Sensei
Joined: 13 Oct 2002
Posts: 1764
Location: New Joisey!
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Posted: 11/30/03 - 20:39 Post subject:
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yeah but I'm in Jersey...only state higher than us is supposed to be California I think....
I am NOT looking forward to the day my daughters are old enough to drive
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Nemo
RealPoor Guru
Joined: 05 Jan 2003
Posts: 2202
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Posted: 11/30/03 - 20:40 Post subject:
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| Akronn wrote: | | Kireol and I are from the same state. For his vehicle, his rate is fine. I'm just saying on a car like mine or a Jetta (4-door, 5-passenger family sedans), 2k is ridiculous. |
not disagreeing with you but jinu might be in a different state...along with that he might have a high rate company such as allstate. /shrug...
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Faerdal
Toomuchtimeonhands
Joined: 11 Oct 2002
Posts: 954
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Posted: 11/30/03 - 22:37 Post subject:
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paying $1200/yr for comprehensive coverage on my 350Z (under my father's policy, thanksdadmerryxmastoyoutoo)
and it's Allstate too btw. and i'm changing policies as soon as im old enough not to get saddled with the superinflated rates for the "young males driving sports cars" policy. 25 for that, same as the age for rental cars, right?
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Yabden
RealPoor Guru
Joined: 13 Oct 2002
Posts: 2485
Location: Ohio
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Posted: 11/30/03 - 22:56 Post subject:
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I'm 17, perfect record, paying about 600 a year on a 94 Ford Ranger.
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Jinu
RealPoor Guru
Joined: 11 Oct 2002
Posts: 2396
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Posted: 11/30/03 - 23:22 Post subject:
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Guess who gets to live in the state with the highest car insurance 
I'm gonna try to increase my deductible and see if that doesn't do something for me.
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Owyyn
RealPoor Guru
Joined: 11 Oct 2002
Posts: 2900
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Posted: 12/01/03 - 13:08 Post subject:
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I'm paying like $110/month for liability on a '91 Trans Am. I'm 20 and have a couple speeding tickets on my record.
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WheresNWS
RealPoor Master of Posts
Joined: 19 Nov 2002
Posts: 6448
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Posted: 12/01/03 - 13:13 Post subject:
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Paying 1178/year on a 2001 Volvo comprehensive policy with rental reimbursment, towing, $500 deductible.
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Brash
RealPoor Guru
Joined: 20 Oct 2002
Posts: 3958
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Posted: 12/01/03 - 13:54 Post subject:
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huge part of it is where you live . when i moved into the heart of the city mine doubled
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icebreaker
Luke Warm
Joined: 11 Oct 2002
Posts: 396
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Posted: 12/01/03 - 14:24 Post subject:
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heh you all don't know what high insurance rates are
i've had a perfect driving record except one minor frender bender in 2000 that was my fault.
When i bought a new car in july my insurance company said they wanted
4700 a year ..it had been 3 years since accident and i have been with statef arm since i was 18...i'm 33 now
..its a 23000 car nothing special...i blew a gasket and checked everywhere..only place cheeper was thru a company my work deals with
got it for 2611
in 2 years i'll be back to 5 star rating then things should drop back to normal.
Never let your state/province adopt no fault insurance..its the s***s
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compusmack
RealPoor Master of Posts
Joined: 15 Oct 2002
Posts: 6354
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Posted: 12/01/03 - 15:12 Post subject:
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1800 per year on my 2002 camaro z28.
No tickets in 4.5 yrs.
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Stixl
Luke Warm
Joined: 05 May 2003
Posts: 185
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Posted: 12/01/03 - 17:31 Post subject:
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252/month liability on my '92 F150. 474/month quasi full coverage on my 2003 Saturn ...
couple dwi's 
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Eduin
Sir Postalot
Joined: 14 Oct 2002
Posts: 1046
Location: Glasgow
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Posted: 12/01/03 - 20:21 Post subject:
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US insurance rates are f*****g insane then. That's in the order of twice the expected costs for Comperhensive cover in the UK, maybe 4 times for Third Party (liability).
Your market must be socialised to f**k to be so broken.
Regards,
Eduin
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Guest
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Posted: 12/01/03 - 20:32 Post subject:
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| Eduin wrote: | US insurance rates are f*****g insane then. That's in the order of twice the expected costs for Comperhensive cover in the UK, maybe 4 times for Third Party (liability).
Your market must be socialised to f**k to be so broken.
Regards,
Eduin |
Fat and ugly, its been a while since you have spouted off some inane crap. Good to see you back.
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Paco
RealPoor Jedi
Joined: 13 Oct 2002
Posts: 12939
Location: Jacksonville, FL
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Posted: 12/01/03 - 20:44 Post subject:
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| Eduin wrote: | US insurance rates are f*****g insane then. That's in the order of twice the expected costs for Comperhensive cover in the UK, maybe 4 times for Third Party (liability).
Your market must be socialised to f**k to be so broken.
Regards,
Eduin |
do you even own a car?
can you even fit in one?
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khrath
RealPoor Master of Posts
Joined: 11 Oct 2002
Posts: 8750
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Posted: 12/01/03 - 20:58 Post subject:
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i drive around a 1979 ford pinto with no insurance
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Tamena
RealPoor Sensei
Joined: 13 Oct 2002
Posts: 1764
Location: New Joisey!
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Posted: 12/01/03 - 21:19 Post subject:
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and this is supposed to surprise us how Khrath?
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