I am not sure you are right. Maybe when it comes to the Anarchy Online Agent Wishlist, but I am sure it doesnt go for the subscription. There is only one person that can do something wrong when it comes to money. I would say it was you and your bad credit. Make sure you check everything there you did and everything that is related to fee payment. I dont know what else I can tell you that will help you some more. If you do all this and you still experience the same problem, you should come back and we can talk some more.